Guaranteed Approval and Secured Credit Cards - Compare at ...

Secured credit cards tend to be quite expensive to set up, due to the required title approval, and they also tend to charge high fees. They are a popular way for people with a poor repayment history to rebuild a credit rating, as most of them report repayments to the credit bureaus. After a year of consistent and responsible repayments, a poor credit rating can often be improved.

What are the...

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Website: creditcard.com.au

0% Balance Transfer Credit Cards South Australia

Zero Balance Transfer Credit Cards

When it comes to credit card debt, one of the biggest issues that many Australians face is the massive interest rates that make paying it off so difficult to accomplish. When you consider that making the minimum payment will take several years to pay off most debt on a credit card, it is little wonder that switching the debt load to another card with a lower...

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Website: https://www.financedirectory.net.au

Guaranteed Approval and Secured Credit Cards - Compare at ...

Guaranteed Approval and Secured Credit Cards

Posted October 1, 2016, last updated May 9, 2017 - by Jules

Finding a credit card that offers guaranteed approval in Australia is rare. The GFC and the resultant credit crunch made credit providers wary of lending to high risk applicants, which meant more credit checks and fewer guaranteed approvals.

Guaranteed approval credit cards - as the name...

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Website: creditcard.com.au

HSBC Credit Card - 0% p.a. balance transfer for 6 months ...

Overseas Emergency Card Replacement Fee

$200

Terms & Conditions

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Fees, charges, terms and conditions apply. Visit hsbc.com.au or call 132 152. HSBC's lending criteria apply. HSBC credit card account holders who have previously cancelled their card may be ineligible for this promotional offer. 1 The...

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Website: infochoice.com.au

Credit card balance transfer - Wikipedia

A credit card balance transfer is the transfer of the balance (the credit left) in a credit card account to an account held at another credit card company . [1]

This process is actively encouraged by almost all credit card issuers as a means to attract new customers. Such an arrangement is attractive to the consumer because the new bank or credit card issuer will offer incentives such as a low...

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Date: 2017-09-01 10:48:36
Website: https://en.wikipedia.org

0% Balance Transfer Credit Cards | CompareTheMarket

Monthly repayments required to clear balance

£2,060.00 for

1 months

Representative Example

*Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

£-30.17

over 1 months no annual fee

APPLY NOW

More details +

Rewards benefits:

Retailer Offers - get five welcome cashback...

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Website: https://money.comparethemarket.com

0% Balance Transfer Credit Cards - moneybuddy.com.au

Credit cards which offer a balance transfer service are a great option for people looking to work on getting their current debt down, credit cards which offer a 0% balance transfer rate are even better.

What's The Big Deal About 0% Transfer Credit Cards?

To explain why 0% balance transfer is so good, the concept of balance transfer should first be made clear. Balance transfer means simply to...

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Website: moneybuddy.com.au

Compare credit cards - Apply for a Credit Card - BOQ

Read our Disclaimer

 

Fees and charges are payable. Citigroup's standard credit assessment criteria apply. Terms and conditions apply and are available upon request. Offers only to approved new BOQ credit card customers.  Introductory offer cannot be used in conjunction with any other credit card offer, including when you take out a credit card as part of a home loan package. Offer expires 1...

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Website: boq.com.au

Compare credit cards - Apply for a Credit Card - BOQ

Read our Disclaimer

 

Fees and charges are payable. Citigroup's standard credit assessment criteria apply. Terms and conditions apply and are available upon request. Offers only to approved new BOQ credit card customers.  Introductory offer cannot be used in conjunction with any other credit card offer, including when you take out a credit card as part of a home loan package. Offer expires 1...

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Website: boq.com.au

Credit Cards Compare NZ - Compare 60+ Best Credit Cards

Back to top ^

face Our mission:

Credit cards can be a great financial tool if used wisely. It is important to choose a credit that is suitable to your personal circumstance, but this can be a bit tricky since the information you need to decide which credit card to get is often not readily available.

We created Credit Cards Compare NZ (often also referred to as Credit Cards NZ or Credit Card...

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Website: https://www.creditcardscompare.co.nz

Low interest rate credit cards | BankSA

Credit Card Complimentary Insurance Terms and Conditions (Effective 1 October 2017)

Please read these documents and keep a copy. You can request a paper copy at a� branch .

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call� 13 13 76 .

Offers are not...

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Date: 2017-09-16 10:35:03
Website: https://www.banksa.com.au

Altitude Business Gold - Business credit cards | Westpac

Altitude Business Gold credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum and BusinessChoice Everyday credit cards, an annual card fee is payable for each card associated with the facility.

Special offer: $0 annual card fee for first year: The $0 annual card fee for the first year is available when you apply online at...

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Date: 2017-09-16 10:39:53
Website: https://www.westpac.com.au

No Credit Check Credit Card Options | creditcard.com.au

No Credit Check: Credit Cards And Options That Make It Easier

Posted April 29, 2016, last updated March 16, 2017 - by Amy

When you have bad credit history, or even if you have no credit history, it can be very difficult to get approved for new credit applications. This can be extremely frustrating if you are trying to rebuild or build your credit, or if you need access to credit in a hurry.

When...

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Website: creditcard.com.au

Compare Our Best Credit Card Deals | CompareTheMarket

Show All (18)

Some useful information about credit cards

It's important to remember that when using a credit card you're borrowing money from a lender. Every month you'll receive a statement and will be required to repay a minimum amount off the total amount owing. If you do not pay off the full amount each month, interest will be added to the outstanding balance, unless you are on a period of...

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Website: https://money.comparethemarket.com

Compare Credit Cards | Suncorp Bank

Compare Credit Cards

Compare Credit Cards

See our Suncorp Clear Options Credit Cards side by side to help you find the right one for you.

Suncorp Clear Options Credit Card Comparison

0% p.a for 12 months2

Balance transfer offer

0% p.a for 18 months3

Annual Card Fee

1 points per $1 spent, up to $1,500/month. 0.5 per $1 thereafter6

Suncorp Reward Points

1.25 points per $1 spent6

Earn triple Rewards...

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Website: https://www.suncorp.com.au

55 Day Platinum Low Annual Fee Credit Card | Westpac

Amount

Annual card fee

Special promotion: $0 annual card fee in the first year on a new card. Plus, $0 annual card fee in subsequent years when you spend $10,000 or more on purchases in each 12 months from the date of the first transaction on your account, currently saving you $90.

Foreign transaction fee

A Foreign Transaction Fee is payable as a percentage of the Australian dollar value of any...

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Date: 2017-09-16 10:29:17
Website: https://www.westpac.com.au

Business credit cards | Westpac

Business credit cards

From everyday benefits of a low rate card, to cards that reward you for your everyday business purchases, we have a card for you.

Existing customers

Compare cards You have selected

Rewards credit card

Enjoy uncapped Altitude Rewards Points earning potential plus a range of complimentary platinum insurance covers.

 

4.99% p.a. for 12 months on balance transfers* requested...

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Date: 2017-09-16 10:17:41
Website: https://www.westpac.com.au

Altitude Business Platinum - Business credit cards | Westpac

Find out what information you need to provide to become a customer.

Annual card fee: For Altitude Business Platinum and Altitude Business Gold credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum and BusinessChoice Everyday credit cards, an annual card fee is payable for each card associated with the facility.

Special offer: $0...

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Date: 2017-09-16 10:27:10
Website: https://www.westpac.com.au

Platinum Visa Credit Card - Rewards and Benefits - BOQ

Fees and charges are payable. Citigroup's standard credit assessment criteria apply. Terms and conditions apply and are available upon request. Offers only to approved new BOQ credit card customers.  Introductory offer cannot be used in conjunction with any other credit card offer, including when you take out a credit card as part of a home loan package. Offer expires 1 October 2017, offer may...

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Website: boq.com.au

NAB Credit Cards - Compare offers and read reviews ...

Types of credit cards from NAB

NAB credit cards can suit many different needs, with low rate and low fee options, as well as reward and frequent flyer cards.

Low rate and low fee credit cards

Low rate and low fee credit cards can be a useful option for cardholders who are looking to avoid high card costs. Depending on the card you compare, you can find NAB cards that offer balance transfers,...

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Date: 2017-09-16 13:31:24
Website: https://www.finder.com.au

Low Interest Credit Cards Canada | Compare Credit Cards ...

N/A

Low-Interest Rate Credit Cards Canada

If you typically carry balances on your credit card, you need a Low-Interest rate credit card. Such cards allow you to minimize the charges on your balances and pay back the money you owe quicker with the lowest interest among all credit cards. Here's everything you need to know

Low-Interest Rate Credit Cards Explained

Should you opt for the Low-Interest...

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Website: https://www.comparemyrates.ca

Compare low interest rate credit cards | Rates starting ...

Pros and cons of low rate credit cards

What is a low interest rate credit card?

Low interest rate cards offer a much lower interest rate for purchases than standard credit cards. While credit cards in Australia typically have interest rates that range from 15% to 24% per annum, low rate cards offer standard variable rates as low as 10% p.a. Some cards even offer promotional 0% rates on purchases...

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Date: 2017-09-16 11:06:12
Website: https://www.finder.com.au

Credit card comparison - Compare credit cards | Westpac

Credit card comparison

Credit card comparison

Our credit card comparison table helps you choose the most appropriate Australian credit card for your needs. Compare credit cards by looking at features like interest free days, annual card fees, interest rates, and rewards or frequent flyer programs.

Balance transfers (special promotion for a limited time)

Hide

0% p.a. for 18 months

(2% balance...

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Date: 2017-09-16 10:18:21
Website: https://www.westpac.com.au

No Annual Fee credit card | St.George Bank

Get up to 3 extra cards for additional cardholders at no additional cost.

Foreign Transaction Fee

A 3% Foreign transaction fee is payable as a percentage of the Australian dollar value of any Foreign transaction.

Foreign transaction is any transaction made using the Card:

in a currency other than Australian dollars; or

in Australian dollars or any other currency with a merchant located outside Australia; or

in Australian dollars or any other currency that is processed by an entity located outside Australia.

Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.

Cash Advance...

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Date: 2017-09-16 10:28:43
Website: https://www.stgeorge.com.au

Related topics : credit cards with no fees for foreign transactions / credit cards with no annual fee / credit cards cash back no annual fee / 0 credit cards with no transfer fee / no fee transfer credit cards

NAB Rewards Classic Credit Card – Earn rewards points - NAB

Important information

* NAB Rewards Bonus Points Special Offer

Offer commences 3 July 2017. To be eligible for the 75,000 bonus points offer, you must apply for a new personal NAB Rewards Signature Card by 1 October 2017, be approved, and spend $4,000 on everyday purchases within 60 days of opening your account on your NAB Rewards Signature Card. To be eligible for the 50,000 bonus points offer,...

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Date: 2017-09-16 13:09:37
Website: https://www.nab.com.au

Get 0% balance transfer credit cards up to 24 mths in 60 secs

finder's money expert Angus Kidman answers the ins and outs of a balance transfer

Click for transcript

Hi, I'm Michelle Hutchison, money expert at one of Australia's biggest financial comparison websites, finder.com.au. Today I'm going to talk about balance transfer credit cards. So what is a balance transfer? It's essentially when you have a debt from one card, say it's at seventeen per cent,...

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Date: 2017-09-16 10:26:27
Website: https://www.finder.com.au

Qantas Frequent Flyer Credit Cards - Compare at CreditCard.com.au

Qantas Frequent Flyer Credit Cards

Last updated September 4, 2017

For any Frequent Flyer, Qantas' American Express range offers competitive choices in credit cards. With a range of premium credit cards for anyone who's business is travelling or looking to make travelling their business, Qantas stands out with offers like free travel insurance, thousands of points on sign up and points back on...

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Website: creditcard.com.au

Qantas Frequent Flyer Credit Cards - Compare at CreditCard ...

Qantas Frequent Flyer Credit Cards

Last updated September 4, 2017

For any Frequent Flyer, Qantas' American Express range offers competitive choices in credit cards. With a range of premium credit cards for anyone who's business is travelling or looking to make travelling their business, Qantas stands out with offers like free travel insurance, thousands of points on sign up and points back on...

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Website: creditcard.com.au

Instant Approval Credit Cards | Apply for 60 Sec Response

instant approval credit cards

Instant Approval Credit Cards

Get a decision on your credit card application within 60 seconds when you apply for one of these instant approval cards.

Read moreRead less

0% p.a. for 24 months on balance transfers.

Low balance transfer revert rate of only 13.49% p.a.

An annual fee of $59 p.a.

Enjoy up to $25 towards your first Uber ride.

Application

Apply by 26 oct...

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Website: http://www.creditcardcompare.com.au

No Annual Fee Credit Cards | Reviews & Comparison

no annual fee credit cards

No Annual Fee Credit Cards

Get a no annual fee card for a rainy day. If you don't use it, it won't cost you anything to keep the account open.

Read moreRead less

10,000 flybuys bonus points when you make a purchase within 30 days of card approval (New Customers only).

Earn 1 flybuys point for every $2 spent - everywhere, everyday.

No annual fee to pay,...

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Website: http://www.creditcardcompare.com.au

55 Day Platinum | Westpac Credit Cards

Credit Card Repayment Protection Product Disclosure Statement (PDF 222kb)

Credit criteria, fees and charges apply. Read the terms and conditions available for download above before making a decision.

1. The first year annual fee is waived when you apply for a new 55 Day Platinum credit card between 1 March 2016 and 6 July 2016. In subsequent years, the first annual fee will be debited on the 12...

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Website: info.westpac.com.au

The Platinum Edge Credit Card | AMEX Australia

To save time before you apply for your Platinum Edge Credit Card, it's best to make sure you can say yes to the following:

I am aged over 18

I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)

I have a personal or household gross (pre-tax) annual income of $50,000 or more

I have no history of bad debt or payment default

If you can say yes, go...

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Website: https://www.americanexpress.com

Best Travel Rewards Credit Cards 2017 - CreditDonkey

The right travel card for you will depend on how much you spend per month:

If you spend over $1,000/month:

Capital One Venture offers a one-time bonus of 40,000 miles if you spend $3,000 on purchases within three months of account opening. 40,000 miles is equal to $400 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline,...

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Date: 2017-09-16 14:11:50
Website: creditdonkey.com

Qantas Frequent Flyer Credit Cards - Finder.com

Frequently asked questions when choosing a Qantas credit card

How do Qantas Frequent Flyer credit cards work?

Qantas Frequent Flyer credit cards allow you to earn Qantas Points for every $1 you spend on eligible purchases with the card. These usually exclude cash-equivalent transactions such as balance transfers, cash advances and government payments. As you spend and accumulate Qantas Points,...

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Website: https://www.finder.com

Interchange fee - Wikipedia

Image from a GAO report explaining how the interchange fee works.

Interchange fees are set by the payment networks such as Visa and MasterCard.

In the US, card issuers now make over $30 billion annually from interchange fees. Interchange fees collected by Visa [7] and MasterCard [8] totaled $26 billion in 2004. In 2005 the number was $30.7 billion, and the increase totals 85 percent compared to...

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Date: 2017-09-08 23:47:20
Website: https://en.wikipedia.org

Credit Cards | QT Mutual Bank

Download Forms

Credit Card Home Page

QT Mutual Bank Limited (QTMB) provides customers with credit assistance in relation to the QTMB MasterCard and also gives assistance to customers in relation to credit limit increases for the Card. QTMB assists customers as part of our arrangements with the card issuer, Citigroup Pty Limited.

Fees and charges apply. Terms and conditions apply and are available...

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Website: http://www.qtmb.com.au

Qantas Credit Cards - Qantas Platinum Credit Card ...

Gift card enquiries

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Money Credit Cards. Approval is subject to credit criteria. Terms, conditions, fees, charges and interest rates apply and are subject to change. No member of the Macquarie Group accepts any...

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Date: 2017-09-15 14:02:22
Website: https://cards.woolworths.com.au

Credit Cards, Pre-Paid Cards & Gift Cards - Woolworths Cards

Giftcard enquiries

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Money Credit Cards. Approval is subject to credit criteria. Terms, conditions, fees, charges and interest rates apply and are subject to change. No member of the Macquarie Group accepts any...

Read more

Date: 2017-09-15 14:00:41
Website: https://cards.woolworths.com.au

Balance Transfer Credit Cards | Compare the Best 0% ...

Q&As about Balance Transfer Credit Cards from Customers

Q: What is a balance transfer credit card?

A balance transfer is when one bank pays off the outstanding debt at your old bank and transfers it to a new account with them. Typically, banks offer promotional deals with low interest rates for a period of time to attract new customers. The promotional offer can save a significant amount of...

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Website: http://www.creditcardcompare.com.au

Credit Card Benefits for Home Loan customers | Virgin Money

Virgin Money Credit Cards ("Credit Cards") as the authorised credit representative of Bank of Queensland Limited ABN 32 009 656 740, Australian credit licence 244616 ("BOQ"). Citigroup Pty Ltd ABN 88 004 325 080 AFSL/Australian credit licence 238098 ("Citibank") is the credit provider and issuer of the Credit Cards. All interest rates shown are variable. Applicants must be at least 18 years of...

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Date: 2017-09-15 07:46:15
Website: https://virginmoney.com.au

0% Balance transfer credit cards for up to 24 mths - Apply ...

$333.33

The promotional rate:

Obviously a 0% deal means that you pay 0% interest on the balance that you transfer across to that card; however, people have different financial commitments besides credit card debt. That can mean that a reasonable time to pay off a debt for one person isn't the same as another.

The length of the offer should therefore be considered versus the rate charged. Often...

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Website: creditcard.com.au

0% Balance transfer credit cards for up to 24 mths - Apply ...

$333.33

The promotional rate:

Obviously a 0% deal means that you pay 0% interest on the balance that you transfer across to that card; however, people have different financial commitments besides credit card debt. That can mean that a reasonable time to pay off a debt for one person isn't the same as another.

The length of the offer should therefore be considered versus the rate charged. Often...

Read more


Website: creditcard.com.au

Credit Cards | Virgin Money

Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer at point of new card application, for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash...

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Date: 2017-09-15 06:49:09
Website: https://virginmoney.com.au

Australia's best new credit cards (for your every need)

Reach for the plastic - but use the right card for the job.�

Photo: Phil Carrick

Points can be redeemed for "any leading airline or hotel, cashback, gift cards or merchandise".

The card also comes with some decent travel insurance for those free trips! (You need a minimum annual income of $50,000 to qualify and the deal - no surprises here - is not available to existing customers or to those...

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Website: http://www.smh.com.au

Low Rate Credit Card | Virgin Money Credit Cards

Fees, charges, and credit criteria apply. See our� full terms and conditions here .

All interest rates shown are variable. This information is correct at 1 August 2017. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $25,000 p.a. for the Virgin Money No Annual Fee Card, $35,000 p.a. for the Virgin Money Low Rate Card and...

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Date: 2017-09-15 07:30:12
Website: https://virginmoney.com.au

Westpac Credit Card Offers - Credit Card Experts - Compare ...

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Please note: Question moderation is enabled and may delay your question. Roland will respond to your question within 1 business day. There is no need to resubmit your question. Once approved, your question will be public and appear on this page.

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23 questions (Displaying latest Q&A)

josie

May 11th, 2017 at 7:16pm

I have has a...

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Website: creditcard.com.au

High Flyer Credit Card | Virgin Money Australia

Fees, charges, and credit criteria apply. See our� full terms and conditions here .

All interest rates shown are variable. This information is correct at 1 August 2017. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $25,000 p.a. for the Virgin Money No Annual Fee Card, $35,000 p.a. for the Virgin Money Low Rate Card and...

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Date: 2017-09-15 06:58:01
Website: https://virginmoney.com.au

How a debt consolidation loan can reduce your repayments ...

Enquire now More

When should I think about debt consolidation?

While debt consolidation is a good option for some, it may not be right for everyone. So, when should you be considering debt consolidation?

If you have trouble keeping up with monthly repayments. In this case, debt consolidation can reduce the number of repayments and simplify the management of your debt. This is especially if your...

Read more

Date: 2017-09-16 06:38:54
Website: https://www.finder.com.au

Frequent Flyer credit cards | ANZ

Find ANZ Contact

Frequent Flyer credit cards

Reach your Qantas rewards goals sooner. Earn Qantas Points disclaimer on your everyday purchases and start booking your flights.

Our most rewarding Qantas experience with uncapped Qantas Points disclaimer earning, Qantas Club privileges , access to exclusive events and travel benefits.

Frequent flyer points

per $1 spent on eligible purchases up to and...

Read more

Date: 2017-09-15 06:37:03
Website: https://www.anz.com.au

Qantas Credit Cards Australia | Qantas Money

Learn more about fees and rates

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit card on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® and the Mastercard...

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Website: https://www.qantasmoney.com