Types of Credit Card in UK, UK Credit Cards | Economy Watch

There are eight different credit card types in UK - 0% balance transfer, 0% purchase, 0% balance transfer and purchase, Low standard rate, Cashback, Abroad - best card overseas, Lowest balance transfer fore life and Prepaid cards.

Additional Credit Card Types in UK

There are certain additional credit card types that are available in the United Kingdom as well. Those may be mentioned as...

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Date: 2017-09-16 14:29:30
Website: http://www.economywatch.com

Using Credit Cards While Studying Abroad - Credit Card Insider

Try to choose a credit card with no foreign transaction fees.�Many credit card companies charge an average fee of 1-3% for every transaction, in addition to the ATM fees the local banks charge.

Contact your bank in advance to let them know you will be abroad and provide a list of your potential travel destinations. This will ensure your card is not declined for fraud reasons.

If you choose to...

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Website: https://www.creditcardinsider.com

The five best credit cards to use abroad - Confused.com

With holiday season upon us, we look at some of the best credit cards to take abroad with you this year.

Many credit cards charge a foreign transaction fee or commission fee when you use your card outside of the UK.

This can be around 3% and soon adds up to a lot over the course of a holiday.

However, travel credit cards are designed to be used abroad.

Five cards worth considering

These cards...

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Website: https://www.confused.com

Credit cards - Santander UK

A great range of benefits all on one credit card

The All in One Credit Card can help you save on interest repayments with 0% on balance transfers for 39 months from the date of account opening with no balance transfer fee. You can save money abroad as you won't get charged a foreign transaction fee when you spend in the local currency and you can earn cashback on your purchases both at home and...

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Website: http://www.santander.co.uk

Business Credit Card Offers: 5 Things You Should Look Out ...

A business credit card is an essential financial tool to keep personal and business expenses separate.

When you search for a new business credit card , it's crucial to evaluate the offers available to make sure you get the best business credit card possible for your company. Remember, business credit cards are not a one size fits all - you need to decide which one best fits the needs of your...

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Date: 2017-09-16 07:51:09
Website: sba.gov

Best cashback credit card deals - Telegraph

Amelia Murray

4 May 2016 o 12:54pm

Putting all your spending on a credit card sounds risky. But choose the right deal - and use it in the right way - and it can be financially rewarding.

There are a number of enticing rewards and cashback cards available to reliable borrowers. But these deals do come with catches.

Here are the best cashback and reward credit cards on the market, with the small...

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Website: http://www.telegraph.co.uk

Booking a holiday using a credit card? - Credit cards ...

Booking a holiday using a credit card?

Category: Credit cards

First Published: 18/04/2017

There's nothing better than the prospect of jetting off on a much-needed holiday.

Even though many will wait for last-minute deals, families with children who are tied to specific holiday dates might prefer to book as far in advance as possible to ensure they get the holiday they've been dreaming of.


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Website: https://moneyfacts.co.uk

Best balance transfer and 0% purchase cards | Moneywise

Whether you're planning a big purchase or want to reduce the amount you pay in interest, there are a range of credit cards to suit a variety of spending patterns.


Before you take the plunge it is worth thinking about what you want a credit card to do and what you want to use it for.

If you will be clearing your balance in full each month, you may do better out of a cashback...

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Website: https://www.moneywise.co.uk

Cheapest 0 balance transfer credit cards | Balance ...

Guide by FreePriceCompare.com

The cheapest and most effective way to manage your small debts can to use a 0% balance transfer card. This can mean paying no interest for two years, making it a good saver.

Look into the guide below for everything you need to know on balance transfers and how to save you money.

Balance transfer card in a nutshell

Amount that can be saved

Fees to know about


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Website: https://freepricecompare.com

Can prepaid deals beat 'use abroad' debit and credit cards?

293.50 EUR

289.25 EUR

However, note that if the card is only going to be topped up once it's the exchange rate on the day that counts and this should only be one factor.

Fees, for example, are also important.

Fewest fees

Alongside the rate, it's important for cardholders to look at which deal will land them with the fewest fees. This will depend on how they plan to top up and spend using the...

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Date: 2017-09-16 04:13:28
Website: https://www.choose.co.uk

Post Office Matched Credit Card | 0% For 30 Months

The Post Office Matched credit card, which is part of the popular Post Office credit card range, now has new 0% introductory offers on both purchases and balance transfers with effect from 7th June 2017.

The Post Office Matched credit card now offers new customers a long 0% introductory offers on purchases and the Post Office Matched credit card also has an equally long 0% introductory...

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Website: https://www.0creditcardexpert.co.uk

CreditShop.at ~ Instant-Approval Credit Cards: Low APR ...

� Airline Miles Cards

Instant Approval Credit Cards. Everyone loves "instant" anything, and so for those who just can't wait a week to find out if their credit card application was successful, we list the credit cards where you can find out right away whether your credit card application was successful or not. Some of the cards listed below are pre-paid credit cards, where approval is...

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Website: http://www.creditshop.at

Credit Cards for Low Earners - MoneyMaxim

Credit Cards for Low Earners

If you have a lower income, say under £10,000 a year, you can still get a credit card. We name the companies with cards for those on a modest salary or pension!

Just because someone is on a low income doesn't mean they don't want or need a credit card. It might be that the potential cardholder relies on savings, has just started on a career or wants a card to...

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Website: moneymaxim.co.uk

Credit Cards – compare & apply online with Sainsbury’s Bank

Important information

Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Bank Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history....

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Website: https://www.sainsburysbank.co.uk

The Top Five UK Credit Cards To Use Abroad - World of ...

The Top Five UK Credit Cards To Use Abroad

The Top Five UK Credit Cards To Use Abroad

David Mann, money expert at uSwitch.com, shares his tips on the best five credit cards to make the most of your money when not only booking travel, but also when overseas.


1.      Nationwide Select Credit Card

The top choice is from Nationwide - it does not charge any fees for transactions or...

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Date: 2017-09-16 13:45:53
Website: http://www.worldofexpats.com

HSBC Platinum Credit Card | HSBC UAE

No Annual Fee for First 12 Months

HSBC Entertainer Mobile App

1 Air Mile for Every AED 1 Spent

A Visa Credit Card with a minimum salary requirement of just AED 15,000. Your HSBC Platinum Visa Credit Card provides you with all the global benefits that HSBC offer without the need to open a bank account with us.

Your HSBC Platinum Chip-enabled Credit Card is embedded with state of the art microchip...

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Website: hsbc.ae

What’s the Best Credit Card for me? - MoneySupermarket.com

What type of card is best for me?

What type of credit card is best for me?

By   Anita Shargall , last updated

27 October 2016

Credit cards are a convenient way to pay for a whole range of purchases, from a handbag to a holiday. They provide protection on purchases between £100 and £30,000 and can, depending on which card you apply for, be an effective way to clear expensive debt.


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Website: moneysupermarket.com

End to credit card perks and air miles ... - Daily Mail Online

Millions of Britons could lose credit card perks such as cash bonuses and air miles because of EU legislation.

Capital One yesterday became the first provider to scrap its cashback offer for new customers because of restrictions that will squeeze profits.

The company has also warned existing customers that the loyalty points they earn will be much lower from June 1.

Financial experts believe...

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Website: http://www.dailymail.co.uk

A simple guide to credit cards - Money Advice Service

> Credit cards and credit ratings

A simple guide to credit cards

Used well, a credit card is a secure and flexible way to pay and can be a good way to spread the cost of major purchases. But if you only make minimum payments or run up a bill you can't pay back, credit cards can be costly.

Charges and fees

How does a credit card work?

A credit card lets you spend money on credit. You can spend up...

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Website: https://www.moneyadviceservice.org.uk

The best reward credit cards - lovemoney.com

If you fancy being rewarded for your spending, take a look at these top credit cards.

Spending on a  credit card  doesn't have to involve getting into lots of debt. In fact, if you pay off your credit card bill in full each month, you can be rewarded for the purchases.

There are a range of credit cards that offer points, cashback or rewards such as hotel stays, flights and days out.

Here are...

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Website: https://www.lovemoney.com

Capital One® Venture® Rewards Credit Card Review

Credit Requirement


Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel

Earn unlimited 2X miles per dollar on every purchase, every day

Fly any airline, stay at any hotel, anytime

Travel when you want with no blackout dates

Miles won't expire for the life of the account and there's no limit to how...

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Website: https://www.fool.com

How to avoid holiday money fees: Best prepaid and credit ...

Holidaymakers are wasting £457million on hidden fees when using their credit card or taking money out with their debit card while abroad, according to new research.

The majority of credit, debit and prepaid cards charge customers when they're used abroad, often without warning.

One in ten people are unaware of the fees for spending on plastic while on holiday, according to a study by...

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Website: http://www.thisismoney.co.uk

Best first credit card for new users - Choose

The application process

But fear not, in this guide we list some of the best cards for first timers, noting some of their advantages and drawbacks. We'll also offer some advice on the application process and what to do in the event of a rejection.

Before we get into all that though, it's good to have a clear idea of how credit cards actually operate so that applicants know what they are getting...

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Date: 2017-09-16 04:13:26
Website: https://www.choose.co.uk

What is APR? - Credit Cards Guides | HSBC UK

APR and other interest rates

Shopping around for credit cards can be confusing. You'll need to choose from different features like the APR, interest rates and promotional offers.

Here we've explained how APR works and broken down the jargon around the interest rates, offers and fees you're likely to see.

What does APR stand for?

APR stands for annual percentage rate.

What is APR?

Whenever you...

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Website: https://www.hsbc.co.uk

0% Purchase Credit Cards - Compare 0% Purchase Deals

Credit Required


Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)

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0% purchase credit cards explained

0% purchase cards are available from a number of UK credit card issuers and are extremely popular products. Many people in the UK will have switched to a 0% balance transfer card to...

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Website: http://uk.creditcards.com

The top credit cards to use abroad - Yahoo Finance

Should you swap your credit cards for the new deal from Halifax?


If you're jetting off on holiday soon, you might be considering how to pay for any purchases you make while you're abroad.

The problem is that many debit and credit cards charge you for the privilege of withdrawing cash or paying for items when you're overseas. So how can you get around this?

Fortunately, there are a handful of...

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Website: https://uk.finance.yahoo.com

Credit Cards Types - What Type of Credit Card is for Me

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You can get a credit card for a wide range of uses, far beyond the basics of simply making purchases and paying for them later.

You can use credit cards to help pay off other debts using balance transfer or money transfer credit cards, or you can use them to collect rewards and even cashback. Some credit cards are designed for spending money abroad, and some are...

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Website: https://www.uswitch.com

What Are The Best Credit Cards for Fair/Average Credit of ...

Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content...

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Date: 2017-09-16 11:34:35
Website: https://www.valuepenguin.com

Best Credit Cards - Compare Best 0% Transfer & Other Deals

Credit Required


Representative Example: Representative 22.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)

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What is the best credit card to get?

The "best credit card" is a phrase that permeates discussions around credit cards. In online forums, phone-ins, and other places, people seek guidance in their search for the "best...

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Website: http://uk.creditcards.com

The best supermarket rewards credit cards ... - This is Money

The best balance transfer credit cards to help clear your debts

How does it work?

You get Tesco Clubcard Credit Card points wherever you use your card - plus normal Clubcard points when you shop at Tesco.

Because your credit card doubles as your Clubcard you don't need to swipe twice - altogether you'll get five points for every £4 spent in Tesco stores and five for every £4 spent on Tesco...

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Website: http://www.thisismoney.co.uk

Best Travel Rewards Credit Cards 2017 - CreditDonkey

The right travel card for you will depend on how much you spend per month:

If you spend over $1,000/month:

Capital One Venture offers a one-time bonus of 40,000 miles if you spend $3,000 on purchases within three months of account opening. 40,000 miles is equal to $400 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline,...

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Date: 2017-09-16 14:11:50
Website: creditdonkey.com



Should You Get a Credit Card?

Credit cards are like knives. Used well, they are great (even essential) tools. But if you start playing with them, you can get into trouble quickly.

There are two big risks associated with swiping plastic:

You spend more than you should, because it is just too easy

You pay higher interest rates than you should, adding years to your debt repayment

Before using a...

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Website: http://www.magnifymoney.com

Advantages & Disadvantages of Credit Cards - Gocompare.com

Beginners' guide to credit cards

Learn more about basics of credit cards, their advantages and disadvantages and why it's important to choose the right one for your needs.

Consider before taking out a credit card:

What do I need the card for?

What sort of card is best suited to my needs?

What card will I qualify for with my credit rating?

Provided they're used responsibly and managed effectively,...

Read more

Website: http://www.gocompare.com

2017 Charges for international ATM withdrawals and POS ...

2017 Charges for international ATM withdrawals and POS payments with your South African debit/credit card

Posted by Zaid January 27, 2015 13 Comments 36650 views

A few people have asked me what is the best�method to make payments when travelling internationally or when�purchasing items�from an international website.

When I travel abroad I always try to carry some�foreign currency...

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Website: http://travpacker.com

Best debit and credit cards for overseas spending | This is Money

2.99% + £1 

1.5% (min £2, max £4.50) 

Pay in £500 a month. 3% interest on balances up to £1,500, 5% cashback on first £100 of contactless spending each month with debit card or Apple Pay 

Correct as of January 19 2017.



Metro Bank - good for Londoners and Europe

Metro Bank's current account is a relatively small newcomer, proud of its customer-centric approach to banking. Its...

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Website: http://www.thisismoney.co.uk

No Annual Fee Credit Cards | Reviews & Comparison

no annual fee credit cards

No Annual Fee Credit Cards

Get a no annual fee card for a rainy day. If you don't use it, it won't cost you anything to keep the account open.

Read moreRead less

10,000 flybuys bonus points when you make a purchase within 30 days of card approval (New Customers only).

Earn 1 flybuys point for every $2 spent - everywhere, everyday.

No annual fee to pay,...

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Website: http://www.creditcardcompare.com.au

Capital One Business Credit Card Review - Fit Small Business


Capital One offers 3 cash back cards and 3 miles earning cards. The miles cards are a good choice if you travel frequently, but there actually isn't a whole lot of difference between the miles and cash back cards.

The right Capital One card for you will depend on your business' specific spending habits and financial needs.� There are three situations in which we recommend Capital...

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Website: http://fitsmallbusiness.com

Compare our best credit card deals | AA

*Dual Card and Balance Transfer Card important information

Balance Transfer Card

You may receive a shorter introductory balance transfer period (26 or 18 months) and a higher APR (21.9% or 24.9%) based on your individual circumstances. Balance transfers must be made within three months of account opening.

Dual Card

You may receive a shorter introductory purchase period of 24 months and a shorter...

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Website: http://www.theaa.com

0% interest credit card - MagnifyMoney

9 Best 0% APR Credit Card Offers - September 2017

Tuesday, September 5, 2017

The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.

Nick Clements

There are a lot of 0% APR credit card deals in your mailbox and online, but most of them slap you with a 3 to 4% fee just to make a transfer,...

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Website: http://www.magnifymoney.com

AIB: Platinum Visa Credit Card - AIB Personal Banking

Spending power and rewards for you. �

The AIB Platinum Visa Card is designed to provide a high level of flexibility, service and rewards including Cash Back Awards and Global Assistance service for our personal customers.

Features and Benefits:

Special introductory annual interest rate of 3.83% (variable) on purchases and balance transfers for the first 12 months from account opening (...

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Date: 2017-09-07 06:41:20
Website: https://aib.ie

American Express Credit Cards - Know Your Money

American Express Credit Cards

Please see below for full details American Express credit cards including important information such as balance transfers, APR, annual fees and product benefits.

American Express


5,000 bonus Avios when spending £1,000 within the first 3 months of card membership (Terms apply).

Collect 1 Avios for virtually every £1 spent.

Spend £20,000 or more within an...

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Website: knowyourmoney.co.uk

The Best Business Credit Cards 2017 | Business.com

Business.com / Financial Solutions / Last Modified: August 15, 2017

A business credit card buffers your exposure to receivables, tracks spending and lets you separate business finances from your personal finances.


Every small business owner knows firsthand how hard it is to run a business. The demands on your personal time as well as your finances feel burdensome and never ending. Whether...

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Website: https://www.business.com

Credit Cards – Apply Online | American Express UK

Learn More about Customer Service


Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Find a type of card to suit your needs

Explore our range of Cards, you're bound to find something to suits your...

Read more

Date: 2013-07-31 11:33:08
Website: https://www.americanexpress.com

Five of the best low-rate credit cards | Daily Mail Online

Find a better deal: Compare the best credit cards for you

1. Lowest rate - but there's a catch

  MBNA offers a temporary interest rate of 4.9 per cent on any balance transfers and purchases made within the first 60 days - for five years. This is the cheapest APR on the market.

What you get

After 60 months, the rate does jump to 8.9 per cent but this is still relatively low compared to the...

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Website: http://www.dailymail.co.uk

0% Balance Transfer Credit Cards - Know Your Money

0% Balance Transfer Credit Cards

Transfer your existing balance to a 0% balance transfer card below.

Compare the longest balance transfer periods which now stretch over 3 years!

There are 37 out of 88 cards matching this search.


0% for up to 39 months from account opening on balance transfers made in the first 60 days

1.48% effective fee applies on each balance transfer made in the...

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Website: knowyourmoney.co.uk

Balance Transfer & Purchase Credit Cards | Nationwide

The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Available just for members (who have a current account, mortgage or savings account with us)

0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% on purchases for 12 months

Introductory rate applies from the date the account is...

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Website: http://www.nationwide.co.uk

Balance Transfer & Purchase Credit Cards | Nationwide

The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Available just for members (who have a current account, mortgage or savings account with us)

0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% on purchases for 12 months

Introductory rate applies from the date the account is...

Read more

Website: http://www.nationwide.co.uk

Best Credit Cards of 2017 - CompareCards.com

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

We've hand selected the best credit...

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Website: http://www.comparecards.com

Compare Low Fee Balance Transfer Credit Cards

Low fee balance transfer

Compare Low Fee Balance Transfer Credit Cards

If you have a hefty balance on a credit card you can save money by transferring this to a card with a low balance transfer fee and more attractive interest rate. Compare the best deals at MoneySupermarket.

Featured low fee balance transfer cards - Ordered by balance transfer fee

Apply for the cards below today or search all...

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Website: moneysupermarket.com

Citi Cash Back Card | Credit Card with Everyday Rebates ...

You can save as much as P12,000 per year with your Citi Cash Back® Card.

Get your rebates when you need them the most.

You will have the flexibility to accumulate your rebates and redeem them when you need them the most.

Whether it be for a special occasion or an unplanned expense, just logon to your Citibank Online account or call CitiPhone® to redeem your rebates. Plus, there is no limit to...

Read more

Date: 2014-01-06 01:04:38
Website: https://www.citibank.com.ph