Small Business credit cards article archive

Rate survey: Average card rates hold steady at 15 percent -- July 1, 2015: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report )

Rate survey: Average card APR rises to 15 percent -- June 24, 2015: Average APR on new card offers inched up this week for the first time in over a month, according to the...

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Website: creditcards.com

2017's Best Low APR Credit Cards | Offers, Rates & Reviews

Below are our staff picks for 2017's best low interest credit cards. These cards feature a low ongoing interest rate (APR) on purchases and transfers for qualified applicants:

Average APR

at Discover Card's secure website

LOW APR RATING

Our Review »

New! Free Social Security Number alerts, we'll monitor thousands of risky websites when you sign up.*

You could turn $150 into $300 with Cashback...

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Website: http://www.cardrates.com

13 Credit Card Companies That Provide CASH Refunds to ...

Curtez March 26, 2016 37160 43 comments

13

Did you know many credit card companies are going above and beyond their legal obligations under the Service Members Civil Relief Act ?

Many companies are retroactively lowering interest rates for balances placed AFTER your enlistment! Under the SCRA, 6 percent is the maximum interest rate that can, however, in 2016 many institutions are choosing to use...

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Website: http://the-military-guide.com

Compare our credit card options - Tesco Bank

Some things to remember

If you have 0% interest rates, these apply from the day you opened your account

If you have 0% interest periods, to benefit from this, you must make your minimum payments in full, on time each month.

For our Purchases, Balance Transfer and Money Transfer Cards, your credit limit, APR and introductory offer period may vary subject to your individual circumstances

You can transfer up to 95% of your available credit limit. You won't be able to transfer a balance between Tesco Bank Credit Cards.

Our credit facilities are available to over 18s and UK residents only, subject to status

For...

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Website: http://www.tescobank.com

Related topics : best credit cards for balance transfers and purchases / 0 apr credit cards balance transfer / transfer credit card to bank / credit cards balance transfer 0 interest / 0 balance transfer credit cards uk

Best Credit Cards for Good Credit | CreditSoup

500 Cash Back once you spend $4,500 on purchases within 3 months from account opening

Highlights

Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business

Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening

Use Spark Cash across all your business spend, with no categories to limit your purchasing

$0...

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Website: https://www.creditsoup.com

Paying Off Debt: 6 Steps to Building a Better Snowball

This article was written by Luke Landes in Best Of , Debt Reduction . 20 comments.

The "snowball method" for paying off debt isn't something out of the movie Clerks. It is a way to organize your outstanding debt in such a way that the funds you have available for paying off debt are optimally distributed in the manner that will allow you to pay off that debt quickly and cheaply.

There are two...

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Website: http://www.consumerismcommentary.com

Compare the Top 0% Balance Transfer Credit Card Offers ...

See more details

Representative ExampleRepresentative ExampleThis is an example of the Purchase APR, Representative APR and credit limit you could be offered by this provider. Remember, your personal offer may be different to this so make sure you read the...

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Website: totallymoney.com

Related topics : credit cards balance transfer 0 interest / 0 apr credit cards balance transfer / 0 balance transfer credit cards / balance transfer interest credit cards / 0 credit cards offers

Credit Card | Apply for a first direct Credit Card | first ...

How long would it take to clear the balance?

13 years, 7 month

2 years, 1 month

12 months

The above example assumes the following: the transaction takes place on first day of January and you make no further transactions; you always make the payment on day 15 of the month; your statement is produced 31 days after you make the purchase; interest is calculated based on the representative 18.9% APR...

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Website: http://www2.firstdirect.com

Compare Credit Cards | Interest Free Credit Cards | Barclaycard

Could be good if you want a low interest rate on all purchases.

6.9% interest on all purchases

No fee on your balance transfers for 60 days from account opening. For balance transfers made after 60 days a fee of 3% applies

Representative example

Representative APR 6.9% APR (variable)

Purchase rate p.a. 6.9% p.a. (variable)

Assumed credit limit £1,200

Annual Fee No annual fee

You may be offered a...

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Website: https://www.barclaycard.co.uk

Compare Credit Cards | Interest Free Credit Cards ...

Could be good if you want a low interest rate on all purchases.

6.9% interest on all purchases

No fee on your balance transfers for 60 days from account opening. For balance transfers made after 60 days a fee of 3% applies

Representative example

Representative APR 6.9% APR (variable)

Purchase rate p.a. 6.9% p.a. (variable)

Assumed credit limit £1,200

Annual Fee No annual fee

You may be offered a...

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Website: https://www.barclaycard.co.uk

Balance Transfer Credit Cards | Rates Starting at 0%, Page 2

About Us

Balance Transfer Credit Cards

A balance transfer is the act of moving high interest debt from one card to another card with a lower interest rate. The result is lower interest payments and the ability to pay down the debt faster. Before you apply, be sure to have your existing account details ready as you will want to request a balance transfer with your application. Be sure to read the...

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Website: https://www.creditcardscanada.ca

Toro | Toro Credit Card Rebate Offer

*All offers subject to credit approval. Mail-in or online offer for a Visa Prepaid Card valid with qualifying purchase of $500-$2,499 (before tax) and 12 month special financing plan to receive at $100 Visa Prepaid Card or a qualifying purchase of $2,500 or more (before tax) and 12 month special financing plan to receive a $250 Visa Prepaid Card or a qualifying purchase of $4,500 or more (before...

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Website: https://www.toro.com

FirstBank Personal Credit Cards

FirstBank Credit Card, call us at 1-800-964-3444 or visit any FirstBank location.

Why Choose a FirstBank Credit Card? Online access, 24/7 customer service, zero liability on fraudulent transactions, 10 day grace period on late payments, extended warranties on purchases - just to name a few reasons.

With a FirstBank credit card, you can choose the design that's right for you.

Interest Rates and...

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Website: https://www.efirstbank.com

Best Hotel Credit Cards of 2017 - Insuring Your Decisions ...

Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content...

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Date: 2017-09-16 11:19:57
Website: https://www.valuepenguin.com

Credit Cards | Citizens Bank

Please enter a valid ZIP Code

× Thank you for your interest in

Citizens Bank

The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11-state branch footprint.  Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit:

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Thank you for your interest in...

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Website: https://www.citizensbank.com

Credit card eligibility checker - check if you’re eligible ...

Credit card eligibility checker

In just a few minutes, see a list of credit cards you're eligible to apply for, with an indication of your likelihood of being accepted - all without affecting your credit rating.

Start by selecting a card type

Balance Transfers

Airlines

Great - let's find you some credit cards

Fill in this form to start your eligibility check - it'll help us to find credit cards...

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Website: https://www.mbna.co.uk

How is credit card interest calculated - Better Money Habits

Close Disclaimer

The material provided on this website is for informational use only and is not intended for financial or investment advice. Bank of America and/or its affiliates, and Khan Academy, assume no liability for any loss or damage resulting from one's reliance on the material provided. Please also note that such material is not updated regularly and that some of the information may not...

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Date: 2017-09-15 20:13:02
Website: https://bettermoneyhabits.bankofamerica.com

Reward credit cards | Barclays

Reward credit cards

Get reward points every time you shop

You can spend your points at a wide selection of high-street stores, online retailers, restaurants, entertainment venues and charities.

No annual fee or limit to the rewards you can earn

Log in to see if you're preselected

Get points every time you spend

Collect Freedom points wherever you shop to get Freedom Rewards vouchers.

With...

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Website: barclays.co.uk

How your credit rating affects the cost of borrowing ...

How your credit rating affects the cost of borrowing

If you want to qualify for the most competitive loan and credit card rates then you need a good credit rating. What's more, you need it to stay that way. This guide explains why.

How to repair your credit rating

How lenders decide whether to lend to you

Banks and credit card companies use a variety of information to give you a credit score,...

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Website: https://www.moneyadviceservice.org.uk

Air Miles Credit Cards

As the most popular form of credit card rewards, these cards incentivize consumers with points for their purchases which can be redeemed for air miles. Even if you're not a big spender, there are still ample opportunities to earn a large sum of redeemable miles by qualifying for the various signup bonuses described below. While some of these air miles credit cards have annual fees and others do...

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Website: creditcards.org

Credit Cards - Personal Banking | Ulster Bank

A credit card to make the most of your student life

Representative Example

Representative Annual Percentage Rate (APR)�35.0% (variable).�

APR is based on purchases and is inclusive of Stamp Duty of EUR30.�Assuming a credit limit of EUR450, if you make 12 equal monthly repayments of EUR37.50, the total amount you will have to repay is EUR520.51. This includes EUR40.51 in interest.

17.9%...

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Website: http://digital.ulsterbank.ie

American Express Credit Cards - Canadian Credit Card

 

American Express Credit Cards

Compare the American Express credit cards listed below. Apply online for an American Express credit card by completing a secure application.

 

SimplyCash[TM] Card from American Express

New SimplyCash[TM] Card from American Express

Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the...

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Website: http://www.creditcards.ca

Business Credit Cards | Citizens Bank

Business Credit Cards

Choose a business card that works for you.

Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank Business Credit Cards will help you improve efficiency and optimize cash flow while establishing credit in your business's name.

Save on business purchases with a 6-month, 0% APR introductory rate limited time offer, and no annual...

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Website: https://www.citizensbank.com

Loans For Home Improvement, Home Improvement Loan With No ...

Advertising Disclosure

0% APR Cards up To 21 Months on Home Improvement Purchases

0% APR on Purchases Up to 21 Months- Over 30 Different Offers to Choose From- Good to Excellent Credit Required- Research and Compare all Cards - Start By Clicking "choose offer"

0% APR on Purchases Up to 21 Months-

Over 30 Different Offers to Choose From-

Good to Excellent Credit Required-

Research and Compare...

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Website: https://www.homeimprovementloanpros.com

Capital One Venture Rewards Credit Card Review | Credit ...

Rating:

Bottom Line:

Great travel card with flexible reward usage, 40,000 intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions

Full Review:

The Capital One® Venture® Rewards Credit Card offers both great travel rewards and the ability to use your rewards however you'd like. Plus as one of the top-ranked cards in our Travel Rewards Credit Card Analysis , it gives...

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Website: http://www.nextadvisor.com

Credit Cards | Post Office®

Credit Cards

Credit Cards

Choose a credit card to suit you - if you need to transfer a balance, spread the cost of larger purchases or a card to use on holiday with no foreign exchange fees.

 

Check if you are eligible for one of our cards before you apply without affecting your credit rating with our Fast Checker service. 

 

Post Office Credit Cards are provided by Bank of Ireland UK. Post...

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Website: http://www.postoffice.co.uk

16 Best Cash Back Credit Cards of 2017 – Reviews & Comparison

GET THE FREE MONEY CRASHERS EMAIL NEWSLETTER!

16 Best Cash Back Credit Cards of 2017 - Reviews & Comparison

By Brian Martucci

Share147 Tweet8 Pin45 Comments54

Advertiser Disclosure: This post includes references to offers from our partners such as American Express. We may receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no...

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Website: http://www.moneycrashers.com

Gas Credit Card & Restaurant Credit Card - it ... - Discover

NO ANNUAL FEE

Rewards

Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically 2 +

Earn 2% cash back in popular categories. Plus earn 1% cash back on all other purchases. ++ See rewards for compared cards

Redeem your rewards for cash in any amount.

See Full Compare Chart See For Yourself

++Cash back rewards - Discover: 2% at gas stations and...

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Website: https://www.discover.com

The UK Airline and Hotel Credit Cards Directory

This page contains the UK's only comprehensive and regularly updated guide to credit and charge cards offering air miles or hotel loyalty points.

I know that there is a lot of information here! I summarise the top deals below. For extra guidance, this article compares all 12 (!) of the credit cards which earn Avios points .  I also recommend this article on the best travel credit cards for...

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Website: http://www.headforpoints.com

Platinum Rewards Credit Card - Golden 1 Credit Union

3% cash rebate on gas, grocery and restaurants. Plus, 1% on all other purchases2

3% cash rebate on gas, grocery and restaurants. Plus, 1% on all other purchases2

None

25 days on all purchases

25 days on all purchases

25 days on all purchases

Cash Advance Fee

$5 or 2.5% of the cash advance, whichever is greater

$5 or 2.5% of the cash advance, whichever is greater

$5 or 2.5% of the cash advance,...

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Website: https://www.golden1.com

Capital One's 0 Percent APR Offer Called 'Bait and Switch ...

Star

Paul Taggart/Bloomberg

The logo for Capital One Bank is shown at a branch in the Brooklyn borough of New York, in this Aug. 10, 2011 photo.

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Capital One is accused of using a "bait and switch" tactic with a zero percent annual percentage rate offer by luring cardholders to accept the balance transfers then slamming them with interest charges on new purchases from the day they...

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Website: http://abcnews.go.com

24 Best Travel Rewards Credit Cards of 2017 - Reviews ...

GET THE FREE MONEY CRASHERS EMAIL NEWSLETTER!

25 Best Travel Rewards Credit Cards - Reviews & Comparison

By Brian Martucci

Share29 Tweet26 Pin471 Comments14

Advertiser Disclosure: This post includes references to offers from our partners such as American Express. We may receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no...

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Website: http://www.moneycrashers.com

Lloyds Bank - UK Credit Cards - Low Interest Rate Credit Card

How much does this card cost?

This credit card has an annual fee of £0.

Interest rates

Outside of introductory promotional periods, the interest you pay on transferred balances, cash transactions, and purchases is 5.69%  (variable) if you qualify for the lowest rate and either 10.94% (variable) or 14.94% (variable) if you do not.

Outside of introductory promotional periods, the interest free...

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Date: 2017-02-06 13:24:55
Website: lloydsbank.com

7 of the Best Ways to Send Money Abroad (2017 Edition ...

amazon pay

2. Money Transfer Operators

Money Transfer Operators are companies with ground locations that specialize in quickly moving money for clients from one location to another, even between countries. A money transfer operator service is ideal if you need to send or transfer money internationally very quickly. �These usually offer both services online and at street locations through...

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Website: http://echeck.org

MBNA All Round Credit Card | Credit Cards

(What does this mean?)

MBNA All Round Credit Card

0% on balance transfers for up to 30 months from account opening (2.72% handling fee). Offer applies to transfers made in the first 60 days.

When this offer comes to an end and for transfers made after the 60 days, a standard rate of 20.9% p.a. (5% handling fee) applies.

0% on money transfers for up to 30 months from account opening� (4%...

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Website: https://www.mbna.co.uk

Related topics : 0 balance transfer fee credit cards / 0 apr credit cards balance transfer / credit cards balance transfer 0 interest / 0 balance transfer credit cards / 0 purchase credit cards what does it mean

The Truth: 2017 Capital One Venture Credit Card Review

See breakdown of this card's rating

There is tremendous variety within the travel-rewards-card space. Some cards are meant to appeal to people with hardcore loyalty to a particular airline or hotel chain and who want to earn miles or points with those companies. Others offer more flexible travel reward "currency" that can be used toward any type of travel-related expense.

Capital One is a major...

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Website: http://creditcardforum.com

What is a Personal Line of Credit? | Santander Bank

Personal Line of Credit /

What is a Personal Line of Credit?

Let a Personal Line of Credit help achieve your goals. Whether you need to make necessary home or car repairs, tuition payments or fund other major expenses, your Personal Line of Credit is there to help you do the things that matter.

Plus, you'll only pay interest on the amount of your Personal Line of Credit that you use, and no...

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Website: https://www.santanderbank.com

Elan Credit Card Program - Elan Financial Services

*Includes both Visa and MasterCard Associations

1 Cash Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of Net Purchases (purchases minus credits and returns) charged to your Account during each billing cycle.� You will also earn 1 additional Point (for a total of 2 points) for each dollar of Net Purchases charged to your Account during each billing cycle at...

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Date: 2017-09-16 12:37:35
Website: https://www.elanfinancialservices.com

2017 Discover It Card Review and Ratings: Pros & Cons

Pros and Cons

5% bonus rotating categories

0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 11.99% - 23.99%

No foreign transaction fee

Some merchants don't accept Discover

Bottom Line

Excellent cash back credit card with no annual fee and low interest rate

The Discover It is a card that's hard to beat. It offers a generous 5% cash back on rotating...

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Date: 2017-09-16 15:22:21
Website: creditdonkey.com

Discover it Miles Travel Card | Discover Card

Rewards

Earn unlimited 1.5x Miles or more ++ on every dollar you spend on purchases

Get an automatic match of all the Miles you've earned at the end of your first year  2 +

Redeem your Miles for any amount to credit travel purchases from your statement, or get cash at any time.

See Full Compare Chart See For Yourself

++Travel Rewards - Discover: 1.5 Miles per $1 spent on all purchases. Chase...

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Website: https://www.discover.com

Balance Transfer & Purchase Credit Cards | Nationwide

The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Available just for members (who have a current account, mortgage or savings account with us)

0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% on purchases for 12 months

Introductory rate applies from the date the account is...

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Website: http://www.nationwide.co.uk

Balance Transfer & Purchase Credit Cards | Nationwide

The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Available just for members (who have a current account, mortgage or savings account with us)

0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% on purchases for 12 months

Introductory rate applies from the date the account is...

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Website: http://www.nationwide.co.uk

Car Finance and Car Loans - Auto Trader

What is your credit rating like?

BadUnstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

Bad

PoorFrequent changes of address...

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Website: http://www.autotrader.co.uk

Motorhome Finance and Motorhome Loans - Auto Trader Vans

What is your credit rating like?

BadUnstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

Bad

PoorFrequent changes of address...

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Website: http://www.autotrader.co.uk

Wells Fargo Rewards Card Reviews - highya.com

The Wells Fargo Rewards Card is one of several different rewards credit cards that Wells Fargo is offering consumers right now.

It can be really tough to differentiate between a bank's credit cards, especially when it comes to rewards. The names of the cards don't give too much insight: Rewards Card, Visa Signature , Cash Wise .

Some Wells Fargo credit cards offer zero interest while others offer...

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Website: http://www.highya.com

Switch to our ICE VISA Credit Card with 0% Balance Transfer

Try our handy calculator

0% (fixed) interest on balance transfers and purchases

Switch your credit card balance to permanent tsb and get 0% (fixed) interest on the balance transfer for the first 6 months.

What's more, you'll also get�0% (fixed) interest on any purchases for the first 3 months too.�

Additional extras

After the first 3 months, enjoy interest-free credit for up to 56 days

A...

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Website: https://www.permanenttsb.ie

Compare the Best 0% Balance Transfer and Spending Cards

See more details

Representative ExampleRepresentative ExampleThis is an example of the Purchase APR, Representative APR and credit limit you could be offered by this provider. Remember, your personal offer may be different to this so make sure you read the details...

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Website: totallymoney.com

Related topics : credit cards balance transfer 0 interest / 0 apr credit cards balance transfer / 0 credit cards offers / balance transfer interest credit cards / 0 balance transfer credit cards

Low APR credit union auto loans| Logix - Used Vehicle Loans

Careers

When you partner with Logix, you're getting more than just a remarkable financial institution--you're getting smarter banking. For us, that means delivering great financial offerings and outstanding service. More than 96% of our members say they would recommend us to their friends and family. There are Logix Credit Union branches throughout southern California (Burbank, Newbury Park,...

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Website: https://www.logixbanking.com

Credit Cards @ Amazon.co.uk

o Earn Amazon Reward Points each time you shop

o 0% interest for 3 months on purchases from account opening

o Apply today, buy today. Get £500 Instant Spend to shop at Amazon.co.uk for qualifying customers

o Representative Example: Representative 21.9% APR (variable), 21.94% P.A. (variable), assumed credit limit £1,200

o Credit provided by NewDay Ltd. Over 18s, subject to status. Terms...

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Website: https://www.amazon.co.uk

Related topics : 0 interest 12 months purchases credit cards / credit cards with no annual fee / 0 apr credit cards 21 months / annual fee credit cards / 12 months 0 apr credit cards

Credit Cards | Apply for a Credit Card | Santander Bank

No Annual Fee***, plus one reward point for every dollar you spend.

0% Introductory Annual Percentage Rate (APR) for 24 billing cycles on balance transfers made within 90 days of opening your account***; After...

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Website: https://www.santanderbank.com

Related topics : 0 balance transfer no annual fee credit cards / credit cards with no annual fee / 0 balance transfer no fee credit cards / no fee balance transfer credit cards / 0 apr credit cards balance transfer