Debt Advice: Minimize Credit Card Purchases

The idea of "buy now and pay later" has always been a hard one to ignore. But even those little purchases add up.

Keep a low limit card with you for emergencies and leave the rest home in a safe place. You'll be surprised how knowing you don't have the credit cards with you keeps you from wanting to use them at all!

Minimize Impulse Buying
Try to always make a list of what you are looking to purchase - be honest with yourself! Once shopping, don't buy anything that is not on the list.

This is a tough one, but is one of the best ways to stay within your budget and out of debt.