Personal Finance Daily -- Jan. 23Families cannot operate like the federal government. They can't issue bonds to cover retirement expenses, can't pretend certain big outlays don't take a chunk out of the bottom line and certainly can't print money when funds run short at the end of the month. Yes, they can run up a deficit on credit cards. But for the most part, whether they enjoy it or not, families only have so much they can spend and then they are cut off.
