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Saturday, December 31, 2005

Midwesterners have lowest credit card debt (St. Louis Business Journal)


Midwesterners have lowest credit card debt (St. Louis Business Journal)
Midwesterners are carrying the smallest amount of credit card debt among cardholders nationwide, according to the annual credit card survey from Myvesta, a nonprofit consumer education group.

DEALING WITH HOLIDAY CREDIT CARD DEBT (KROD News 13)
The New Year is ringing in new rules for those who prefer to pay with plastic. Filing Bankruptcy will no longer automatically wipe out all credit card debt. The "Bankruptcy and Abuse Prevention and Consumer Act" was passed in October.

Friday, December 30, 2005

Credit card debt worst in West


Credit card debt worst in West (Silicon Valley/San Jose Business Journal)
Even with Americans awash in plastic, the average credit card debt declined this year by 11.4 percent, according to the annual credit card survey from Myvesta, a nonprofit consumer education group.

Avoid credit card scams (WRGB)
(CBS 6) CBS 6 learned of a new credit card phone scam that we want warn you about. It's called the "Visa-Mastercard telephone scam". A person calls your home pretending to be a "fraud investigator" with your credit card company.

Thursday, December 29, 2005

Where to get a personal loan (Bankrate.com)


Where to get a personal loan (Bankrate.com)
Dear Dr. Don, I am looking for an unsecured personal loan and my credit is not that great. There are ads in the newspaper asking for money upfront to obtain a loan. Do you have a list of banks or finance companies for a consumer like me, in my situation, that are legitimate? Thanks.

Hinckley gives employees 4 percent raises for 2006 (The Beacon News)
HINCKLEY Village employees will receive a 4 percent increase in salary and an additional personal day for 2006. Finance Committee Chairman Steve Mathis presented the recommendation after the Personnel Committee had conducted the annual review of village employees.

Wednesday, December 28, 2005

Giving Thanks II (Montana Standard) of all ages, races, religious


Giving Thanks II (Montana Standard)
of all ages, races, religious and ethnic backgrounds. A sliding fee scale based on income for all

Rules put bite on credit card users (The Beacon News)
Happy holidays from your credit card company: Most of the top 10 credit card issuers have raised their minimum payments this year most of them in the last few months.

Credit-card probe (San Jose Mercury News)
Federal Katrina credit card spending: More than $39 million. The investigation: The Government Accountability Office will look not only for improper spending, but whether federal employees missed opportunities for discount purchases.

Tuesday, December 27, 2005

Productivity, human capital, aging workforce - taboo words for Finance


Productivity, human capital, aging workforce - taboo words for Finance Dept. (Canadian Press via Yahoo! News)
OTTAWA (CP) - Avoid the "p" word at all costs.

Credit counselor named Hispanic business woman of the year (Nevada Appeal)
Rosa Garza recently recruited the first Hispanic family from Pahrump to participate in a self-help home-building program.

Monday, December 26, 2005

Credit counseling wrecks credit score (Bankrate.com)


Credit counseling wrecks credit score (Bankrate.com)
Dear Bankruptcy Adviser, If I choose credit counseling to pay off my credit cards, will this affect my ability to obtain a home loan? I currently own a home but will be selling soon, and I plan to buy again within the next year.

Take simple steps toward a richer '06 (Sun-Sentinel)
What's the most important step you can take in 2006 to improve your personal finances? If you're not sure, here are some suggestions from financial planning experts around the nation.

Sunday, December 25, 2005

Personal Finance Daily


Personal Finance Daily -- Dec. 23 (Investors.com)
It's Friday and the start of not just a long holiday weekend but a long holiday span. Not all that many people go to work in that lull, as lots of folks take off for parts well-known and unknown.

Complete the 2 minute Free No-Obligation Quote below. A Financial Counselor will contact you within 24 hours to discuss the benefits of a debt consolidation program.



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